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This is a question Debt pron

Watching TV the other day we caught one of these "Bank of Mummy or the Wife" type shows and we thought, "This is Debt Pron." I.e. peoples financial problems exploited for the voyeuristic pleasure of others. Then we thought, "We bet lots of people on B3ta have massive financial problems. Let's exploit them." So, confess them all. Dodgy credit cards, lending money to some bloke in the pub, visits from the bailiffs, using one card to pay off another. We want to wallow in your fiscal pain. So, what is your biggest money fuck up?

(, Thu 23 Nov 2006, 19:50)
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I'm a student. If I wasn't poor, it would defy the stereotype.
Not that I tell everybody about my banking details, but once I went £300 into my overdraft. I've paid it back since, but every month or so, my bank take a measly amount out of my account (like, 27p or something).

I got a letter saying that as I was now well in the black, they'd stop randomly charging me miniscule amount. Two months later, they randomly took 87p out.

Not wanting to sound overly picky, I went in the bank next time I had some money to put in. I asked about this random 87p going out. They checked it, and realised their mistake.

A few days later, I got a cheque for 87p.

But that's not all. A few days after that, I got a phone call. It turns out that they 87p was the actual last charge for my me going in the red. Oh, alright then. As I hadn't cashed the 87p cheque, I decided not to bother, and the whole thing would sort itself out.

The following day, I got a cheque for minus 87p. Obviously, the smart clerks at the bank realised that a cheque worth 87p would be cancelled out with a cheque worth minus that amount.

Clever.
(, Fri 24 Nov 2006, 5:47, Reply)

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