At this risk of incurring your wrath
There's two sides to this. The vulnerable and the stupid. Do I want to fleece either? No. Do I secretly applaud others who fleece the vulnerable? No not for a second. Do I secretly applaud those who fleece the stupid? Yes I do.

The OP was from someone who knew he was in debt, knew he would have trouble paying back any more and still went ahead and did it for the sake of some immediate gratification. Not judging him, poor bloke, just using him to make this point. That was, as he readily admits, stupid. We're not talking about a gainfully employed single mother of six struggling to pay the bills here. To that your point would entirely apply, that is a victim and I don't think anyone's going to argue that the fact banks probably would lend her more money than she could afford is reprehensible. Still, that's not going to stop any of us from investing in them is it?

What's rubbed people up the wrong way here is people who knowingly, of their own free will and for frivolous reasons get themselves into this situation, then blame the banks. They are not being preyed upon, they are morons.And to be hones its probably best the banks keep them busy so they're off the streets. And I'm not being that harsh to just anyone who gets into a load of debt even, fine do that its none of my business, just don't blame anyone but yourself if you get into trouble.
( Throat And Ice Pie I see dem tatties dere., Tue 23 Dec 2008, 13:22, 2 replies)

As you put far more concisely in your original post ;)
*accepts things have moved on since then*

*creeps away from ethics argument*
( Throat And Ice Pie I see dem tatties dere., Tue 23 Dec 2008, 13:47, closed)

*in the words of Enzyme
But but but....

I never said it was the banks 'fault' It totally was mine, as I said further down the page I just said that banks could do more to help.

Yes I'm a cock for getting into debt, but I've sorted it out and learned from my mistakes.

Didn't meant to inadvertently cause a argument.



*runs away because I don't know what some of the big words in this discussion mean.


(Kip, Tue 23 Dec 2008, 14:47, closed)

I agreed further down the page ;)
You poor chap. Look what you have created.

I think some of us, myself included, are coming across a bit sanctimonious. I don't think you were a cock for getting into debt, you were a bit silly sure (plus you could have done some better stuff with all the cash :D) but who isn't at one point or another. Sorry I keep using your situation to say people are moronic, it's genuinely not aimed at you

*hugs*
( Throat And Ice Pie I see dem tatties dere., Tue 23 Dec 2008, 15:34, closed)

Ummm...
Yep - this has drifted somewhat from your OP, hasn't it?

:)
( Enzyme is powered by sunlight, Wed 24 Dec 2008, 9:36, closed)