Who gives you xtra?
not that speccy twunt

I've had my account for 19 years. I've only ever been overdrawn twice.

1st time I'm overdrawn
I decided to go back to uni and was getting a nice chunk of student load, bursary and my old git bonus(the over 25 mature student grant) so finically I was stable. Tootle of to the shops to get some food put card into ATM balance = -1500. WTF I knew I was well in the black so I try another ATM same story. As its a sunday the bank is shut so I ring the number on the card and report it. Bank is going to investigate, cancel card etc.... all is okayish. I refuse an emergency loan as my bursary is due in a week and I will be okay.

What really boiled my piss however was the letter I got a few days later saying:

Dear Miss Goldfish

You appear to have no money in your account please deposit £1500 by the end of the month etc,,,,,,

Took 2 months for them to investigate and refund my account. TWUNTS

2nd time I'm overdrawn
I graduate - woo yay, but no job so I work as a supply teacher for a year - wasn't too bad but the money was a bit unstable coming in I was living hand to mouth for a while and the agency fucked up my tax code so I paid way too much in tax. So things were a bit strained for a while and I dipped into the old overdraft for support - which is what its for. I get a job and need to move to a different part of the country and therefore need a deposit for a flat I need some extra cash. The tax peeps owe me £1000 and I will be getting a nice regular wage in a month or so but my overdraft was well into the fumes. So I ask the bank for a paltry £500 extension on my overdraft and was refused. TWUNTS

Now I'm in full time work and don't need any extra money why do they keep offering me extra debt? I'm staying with them for a year making sure my credit rating is perfect then moving to another bank. I'm thinking the CO-OP no-ones slated them yet.
(DryGoldfish, Thu 16 Jul 2009, 18:30, Reply)