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This is a question Banks

Your Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."

So, tell us your banking stories of woe.

No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something

(, Thu 16 Jul 2009, 13:15)
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I agree
I especially like the comment about understanding people defending banks when they have morals. As you say, they are commercial enterprises, they don't make moral judgements.
(, Sun 19 Jul 2009, 13:12, 1 reply)
That's like saying
"Oh, stop whining about those muggers who beat you up and stole all your money. They're muggers! That's what they do!"

And if the answer to that is that that's what you have to do to survive in a capitalist system, then maybe it's a problem with capitalism. If we accept the premise that most of the country is run by capitalist organisations, then I don't think it's too much to ask that they have some morals.
(, Sun 19 Jul 2009, 22:59, closed)
No, no it's not
that's you making a very poor comparison between a crime and a business.
(, Mon 20 Jul 2009, 9:41, closed)
I'm not so
sure it's a poor comparison.

A business should be able to sell a fair product or service for a fair price. If it can't then it's not much of a business.

Banks do as they please with impunity - much as muggers now do and can. Rarely will they be caught out, and if they are the punishments are negligible.

I'd say the comparison is very fair.
(, Wed 22 Jul 2009, 9:57, closed)
No, I am sure it's a poor comparison
you're comparing a direct criminal act with a business. You may not agree with the way the business works, that's fine, but it's not setting out to directly commit a criminal act. The comparison is extremely fatuous.

As for your comment about muggers being able to do what they please "now", you're vearing dangerously close to daily mail territory.
(, Wed 22 Jul 2009, 10:22, closed)
Well, it wasn't
actually me that made the comparison.

However, just two weeks ago, my GF had 30 quid taken from her account without her consent and despite her protestations.

Her account was several thousand in credit, yet they had decided that there wasn't enough in the account to cover a £10 direct debit.

Clearly this is a mistake.

The banks answer: "Sorry, there is a court case regarding bank charges and there's nothing we can do until the case is finished...blah...blah"

So, taking money with impunity, whilst the person having the money taken protests, with no recourse to having the money back.

If it sounds like mugging, smells like mugging...etc...
(, Wed 22 Jul 2009, 15:14, closed)

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