b3ta.com user Tru
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» Debt pron

45K...
...in personal loans and credit cards, ( I was paying loans off with credit cards and vice versa) also an income tax bill for when I was 'self-employed' (read, unemployed but fixing the odd pc and selling drugs). It got to the stage I was paying £600+ a month just to service the debts. In January this year I thought, fuck this, and took steps to write it all off. My credit rating is now extremely shit but I'll survive, I'm only 27, I now pay out £100 a month to an insolvency practitioner who stopped all the nasty banks bothering me.
(Tue 28th Nov 2006, 11:11, More)