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This is a question Money-saving tips

I'm broke, you're broke, we're all broke. Even the smug guy on the balcony with the croissant hasn't got two AmEx gold cards to rub together these days. Tell everybody your schemes to save cash.

(, Thu 10 Nov 2011, 18:09)
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A mash of tips.
Illegal ones
Disclaimer: I dont partake in any of these, so please don't flame me
1. Don't pay for Internet or phone line and hack the neighbours wifi. Using Backtrack boot CD and a compatable laptop, and one of many guides on the internet. Most access points on default SSIDs are probably never visited by the owner and they will be oblivious to you being connected. Make sure you set your laptop to a Public network, and set yourself a static ip so you dont show up on the DHCP tables. Make sure the computer name of your laptop isnt named to anything that can identify you.

2. Dont pay the TV License. You can avoid paying it especially if your TV isnt in the view of the window. You do not legally have to let inspectors into your house.

3. Run the car on red diesel. I've been motoring for over 10 years and no one has ever stopped me. They usually go after vans for that sorta stuff anyway.

Legal ones

1. Set a standing order up to automatically pay some money into a savings account. A savings account you cant easilly just transfer money back from. Set the savings level to slightly above what you would consider comfortable. Set it to go out the day you get paid. If you dont have the money to begin with, you dont miss it.

2. Anything less than 50p goes in to the penny jar. Then add it to the above savings account every year.

3. It is a waste of money if you have an outstanding balance on your credit card, and a savings account that would cover it. My credit card was charging me the minimum payment of £60 + £40 interest per month. Meaning I was only paying off £20 a month. My savings account was only giving me £5 a month. So instead, lend yourself the money. Pay off the card and put the £100 in your savings account each month.

4. Voipcheap is cheaper than Skype for VOIP Calls.

5. Dont buy lunch out every day. £3 for a sandwhich you could easilly make at home for a fraction of the price.

6. Check to see how feasable it is to move closer to work. Then cycle it rather than drive it. Its not just the price of fuel you are putting on your car. Its the wear and tear. Plus some insurance premiums are cheaper if you are not using your car for commuting and you can knock down that annual mileage. Your car will also last longer before you have to buy a new one.
(, Tue 15 Nov 2011, 14:36, 9 replies)

I can't think of a single major ISP that *doesn't* ship its routers preconfigured with a WPA key these days. Backtrack's only any good for WEP. Besides which, this is a really good way to lose all your passwords, etc; certain networks exist for no other purpose than to lure in cheapskates and nick their identity.
(, Tue 15 Nov 2011, 16:38, closed)
Ooohh... Good tip, might just have to do that.

(, Tue 15 Nov 2011, 16:55, closed)

Check out Firesheep :)
(, Tue 15 Nov 2011, 17:16, closed)
No. 6 is a great tip.
Moving house is a great way to save money, once you've written off all the fees, stamp duty, and negative equity.
(, Tue 15 Nov 2011, 19:43, closed)
Only if youre a homeowner..
.. If youre renting it could be different.
(, Wed 16 Nov 2011, 19:28, closed)
What's the VOIP one about?
Skype VOIP calls are free. How can something else be cheaper?
(, Wed 16 Nov 2011, 9:34, closed)

Doesn't it cost money to make a call to an actual phone number?
(, Wed 16 Nov 2011, 9:38, closed)
Probably
I just assumed VOIP meant Skype to Skype.
(, Wed 16 Nov 2011, 9:45, closed)
voipcheaps pc - phone rates are cheaper than skype.
that is all :)
(, Wed 16 Nov 2011, 19:29, closed)

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