BanksYour Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."
So, tell us your banking stories of woe.
No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something
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chthonic, Thu 16 Jul 2009, 13:15)
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overdrawnI am, and always have been, the proud owner of a cash card.
The only way I can get my money is either in my branch or from an atm, and this suits me fine. No overdrafts, right? No money in means no money out. Or not, apparently.
Somehow, I've managed to be overdrawn twice. On a cash card. The first time was a night out, took out £50 for drinks, then checked the damage the next day. -£70, apparently. I'd been able to take fifty quid from an account that already had minus twenty. I repaid said money, and questioned the clerk thoroughly on how I got overdrawn on a cash card.
"you can't!"
"i just did."
"oh... it's sorted now though. next..."
Fast forward 2 years, and i'm piss poor. My job hasn't paid me wages for over a month (i'm "paid" fortnightly) and my account has 70p in it, so I haven't been able to get food for about 5 days. I check my balance at 7 in the morning on a friday... still 70p. bugger. machine registers me checking this, at asda in Dundee. by the time I get to my online account, about 3 hours later, to transfer a £20 loan from dad, my account is overdrawn to the sum of -£99.30. bollocks.
I storm to the bank with a statement printout and (politely) demand to know why I haven't eaten for 5 days for lack of money, when someone else has £100 of my money. from a cash card account. They look at my shabby frame suspiciously and grill me as if i was trying to scam them. I kindly point out that as i'd accessed my emptyish account at 7am in Dundee, i thought it rather unlikely that I'd be withdrawing £100 at 9am from an atm in fucking WEMBLEY. They concede after another 5 minutes that time travel is indeed limited to the use of only Steve Martin (seriously, he NEVER AGES.) I get my money back after a week... followed by a bank charge for being overdrawn by £100 for a week. cock.
another visit with another statement and some firm words about bank charges on penniless fraud victims gets this sorted, and all within 2 hours... they're quick enough to take it off you though.
banks are poo. here endeth the lesson.
(, Sat 18 Jul 2009, 1:16, Reply)
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