BanksYour Ginger Fuhrer froths, "I hate my bank. Not because of debt or anything but because I hate being sold to - possibly pathologically so - and everytime I speak to them they try and sell me services. Gold cards, isas, insurance, you know the crap. It drives me insane. I ALREADY BANK WITH YOU. STOP IT. YOU MAKE ME FRIGHTED TO DO MY NORMAL BANKING. I'm angry even thinking about them."
So, tell us your banking stories of woe.
No doubt at least one of you has shagged in the vault, shat on a counter or thrown up in a cash machine. Or something
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chthonic, Thu 16 Jul 2009, 13:15)
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If it has been 6 years then you're off the hookLenders only have 6 years to pursue the debt. If six years have gone by without any contact from them or to them, then whatever you do, do not talk to the lender. As soon as you do this you have acknowledged the debt and are once again liable for it. You should now be able to open up a new bank account and start building up a credit rating. I must stress that never at any point should you admit to owing the lender money in any way, be it on the phone, in an email or in a letter. If you are contacted your only reply should be along the lines of "I have no idea what you're talking about".
(, Sun 19 Jul 2009, 19:56, Reply)
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