Morning, my nig-nogs.
How's it going today? At least it's Thursday already. Payday for me tomorrow. Good news as I've lived on less than a quid (and the charity of others) for three days.

Are you good with money? Do you have 'savings'? Or are you (like all the best people) a profligate imbecile, like the dissolute son of a C18th nobleman gambling away the family estate in the clubs of Mayfair?

You can't take it with you, I always say. You can't take it with you and you can't give it to your own family because NICK CLEGG AND HIS CRONIES steal half of it and spend it on disabled ramps for blacks in Burnley or some shit. Yes, I am still going on about that.

EDIT: Channel 5, 8pm tonight: thank me tomorrow
( Monty Boyce, My cheese game is strong, Thu 30 Aug 2012, 8:45, 20 replies, latest was 12 years ago)

no.
HTH xx
(dozers, do fuck off ur a nob m8, Thu 30 Aug 2012, 8:47, Reply)

Yes, very good
This has been helped by £55,000 equity from my flat and £45,000 from the Mrs house. We are looking at moving now with £125,000 equity.

Payday for me too tha' morra. Lots of overtime!
( sporters I’m sincerely gratitude to you, Thu 30 Aug 2012, 9:05, Reply)

Ooooh! 3 replies
Someone is 2.0ing me!
( sporters I’m sincerely gratitude to you, Thu 30 Aug 2012, 9:15, Reply)

Not me!

(Captain Placid 24/7 ball gags, brownie mix and clown porn, Thu 30 Aug 2012, 9:17, Reply)

And me, then.
But doesn't that mean they can't post in my thread?
( Monty Boyce, My cheese game is strong, Thu 30 Aug 2012, 9:17, Reply)

Its all too complicated!

( sporters I’m sincerely gratitude to you, Thu 30 Aug 2012, 9:19, Reply)

Plumpdozer has a thread above this one.
I am posting in solidarity with my Ignored Brothers.
( The Light in Chains don't touch the Pope's boner, Thu 30 Aug 2012, 9:18, Reply)

my meeting has been cancelled today
cos of my clients STUPUID FUCKEN 33 WEEK PREGNANT WHORE WIFE

I HOPE ITS BLACK AND DOWNS AND STILLBORN
(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Thu 30 Aug 2012, 9:19, Reply)

I think Quentin has put everyone on ignore
Possibly for some lolarious reason, like replying with "prick" to every post or something.
( tangledupinblue hairy badge with moving eyes, Thu 30 Aug 2012, 9:24, Reply)

i have much bigger plans than that, tangles
oh boy jus you wait and see, oh boy
(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Thu 30 Aug 2012, 9:28, Reply)

TEST THIS IS A TEST PFFFF HELLO? HELLO?
1-2 1-2
(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Thu 30 Aug 2012, 9:12, Reply)

Y U IGNORE ME Q :'(

( tangledupinblue hairy badge with moving eyes, Thu 30 Aug 2012, 9:26, Reply)

EXPERIMENTING, tangles

(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Thu 30 Aug 2012, 9:28, Reply)

I don't sit down and carefully plan my spending
but it turns out I make more than I spend usually, so over the years I've built up quite the nest egg, aided by a gift from Dad and about 60K from the sale of my house.

Too soon to tell if I can keep up the monthly surplus now I'm in London, though.
( The Light in Chains don't touch the Pope's boner, Thu 30 Aug 2012, 9:17, Reply)

I can help with that x

( Monty Boyce, My cheese game is strong, Thu 30 Aug 2012, 9:27, Reply)

You're the expert!

( The Light in Chains don't touch the Pope's boner, Thu 30 Aug 2012, 9:35, Reply)

Innit blud

( Monty Boyce, My cheese game is strong, Thu 30 Aug 2012, 9:42, Reply)

Savings are overrated
I save a little bit each month, but I make overpayments on my mortgage which is far more useful.

If I want to pay for anything substantial, I stick it on a credit card and transfer the balance somewhere with 0%.
(Reverend Fister "a disciplined fuckwit", Thu 30 Aug 2012, 9:43, Reply)

The usefullness of overpayments is entirely dependant on the rate of interest you have on your mortgage
and whether or not you want the ready cash. It's not a given.
(Bazongaloid, Thu 30 Aug 2012, 9:48, Reply)

I have a endowment shortfall (ahem)
so it's a bit of a necessity more than anything.
(Reverend Fister "a disciplined fuckwit", Thu 30 Aug 2012, 10:23, Reply)