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Are you a QOTWer? Do you want to start a thread that isn't a direct answer to the current QOTW? Then this place, gentle poster, is your friend.
( , Sun 1 Apr 2001, 1:00)
Are you a QOTWer? Do you want to start a thread that isn't a direct answer to the current QOTW? Then this place, gentle poster, is your friend.
( , Sun 1 Apr 2001, 1:00)
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you seen the ISA flexibility changes?
( , Wed 19 Mar 2014, 13:56, 3 replies, latest was 10 years ago)
( , Wed 19 Mar 2014, 13:56, 3 replies, latest was 10 years ago)
you can convert an s&s isa directly to cash, then put it in your pension to get the higher rate tax relief at 40%
Then at 55, let your tax rate drop to basic, take the 25% tax free lump sum and have the rest taxed at 20%.
Lots of free money.
( , Wed 19 Mar 2014, 14:00, Reply)
Then at 55, let your tax rate drop to basic, take the 25% tax free lump sum and have the rest taxed at 20%.
Lots of free money.
( , Wed 19 Mar 2014, 14:00, Reply)
As a household of pensioners
we're rather chuffed by the drawdown stuff.
( , Wed 19 Mar 2014, 14:02, Reply)
we're rather chuffed by the drawdown stuff.
( , Wed 19 Mar 2014, 14:02, Reply)
the 30k triv comm announcement is because average pension pot is 30k.
So until the new accessibility comes in there's no need for most people to buy an annuity.
But it's irresponsible as fuck.
( , Wed 19 Mar 2014, 14:40, Reply)
So until the new accessibility comes in there's no need for most people to buy an annuity.
But it's irresponsible as fuck.
( , Wed 19 Mar 2014, 14:40, Reply)
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