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Are you a QOTWer? Do you want to start a thread that isn't a direct answer to the current QOTW? Then this place, gentle poster, is your friend.
( , Sun 1 Apr 2001, 1:00)
Are you a QOTWer? Do you want to start a thread that isn't a direct answer to the current QOTW? Then this place, gentle poster, is your friend.
( , Sun 1 Apr 2001, 1:00)
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£447K worth of mortgages
£25K loan
£5K credit cards
( , Thu 7 Mar 2013, 10:54, 1 reply, 11 years ago)
£25K loan
£5K credit cards
( , Thu 7 Mar 2013, 10:54, 1 reply, 11 years ago)
That's what pisses me off. My total debt is tiny, but I applied for a credit card last night and it was rejected.
( , Thu 7 Mar 2013, 10:55, Reply)
( , Thu 7 Mar 2013, 10:55, Reply)
Credit scoring is odd
My mate runs a property company has £2 million worth of debts but property now worth £5 million. His credit rating is 999 as the companies just want to know if you can pay and he can
( , Thu 7 Mar 2013, 10:57, Reply)
My mate runs a property company has £2 million worth of debts but property now worth £5 million. His credit rating is 999 as the companies just want to know if you can pay and he can
( , Thu 7 Mar 2013, 10:57, Reply)
Most banks have a service that helps build credit ratings.
Have you tried that?
( , Thu 7 Mar 2013, 10:58, Reply)
Have you tried that?
( , Thu 7 Mar 2013, 10:58, Reply)
You save this amount a month.
Then when you've saved it they loan you the ammount you've saved and you pay it back every month from the savings and shit.
( , Thu 7 Mar 2013, 11:02, Reply)
Then when you've saved it they loan you the ammount you've saved and you pay it back every month from the savings and shit.
( , Thu 7 Mar 2013, 11:02, Reply)
My problem is I've just changed mortgage and bank account
...and massively increased my borrowings.
( , Thu 7 Mar 2013, 11:04, Reply)
...and massively increased my borrowings.
( , Thu 7 Mar 2013, 11:04, Reply)
To be honest I thought my credit rating was ok until I just tried.
Might just be due to me just moving but I'll have to look at my files.
( , Thu 7 Mar 2013, 11:05, Reply)
Might just be due to me just moving but I'll have to look at my files.
( , Thu 7 Mar 2013, 11:05, Reply)
If you're not on the electoral roll for the address you used to make the application then you'll automatically be declined.
( , Thu 7 Mar 2013, 11:09, Reply)
( , Thu 7 Mar 2013, 11:09, Reply)
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