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This is a question The Credit Crunch

Did you score a bargain in Woolworths?
Meet someone nice in the queue to withdraw your 10p from Northern Rock?
Get made redundant from the job you hated enough to spend all day on b3ta?

How has the credit crunch affected you?

(, Thu 22 Jan 2009, 12:19)
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I am now paying
for fucking gas. I have lived in my house since 2005, and the stupid fucking gas company haven't thought to charge me a penny for it, until now.

I was honest with them when I moved in, and said hello, please charge me, heres my meter number etc etc etc, and they never did charge me. There oversight I thought and forgot about it.

They wrote me a ltter saying, I am sure you'll be 'delighted' that we have rectified our billing problem, and can now charge you. Oh yeah, I am over the fucking moon you bastards, that you are now charging me a fucking fortune a month and making me pay back loads of money for there balls up.

I put it down to some eagle eyed type going over their books and saying something along the lines of, you know you really would make more money if you charged people you supply gas too. Fuckers.

So my days of loafing about the house in shorts and T'Shirt while it's minus 10 outside have now gone......it's back to hiding in bed with a hairdryer to keep the chill off, like when I was a kid. (Don't ask)

So that has been one issue that has come about since all this credit business started, the other most notable thing is, we have now started eating own brand supermarket stuff instead of brand name....my cat is also feeling the pinch....she is now having to eat cheap own brand food too....the poor thing.

She is most upset by this change to her diet and looks very disaprovingly at me when I serve her a meal. I am unsure if she will ever forgive me, so it's not just us humans that are affected by all this. Spare a thought for the thousands of pets up and down the country, whose owners may have to resort to desperate measures such as this.

Still, at least we haven't yet had to resort to eatting our pets in order to survive ourselves. It is only a small comfort to know you are at the top of the food chain if you actually had to resport to eating little fu fu or fluffy or whatever furry friend you may or may not have, just because of some greedy fucking bankers causing all this fuck up.

In fact I think we should eat those responsible for this, thus saving a few pounds for ourselves, and preventing the same fuckers doing it again.....or maybe not.

Apologies for length and rambling.
(, Thu 22 Jan 2009, 13:00, 8 replies)
Back paying?
Isn't there a limitations clause or something? I really doubt they can expect you to pay for 4 years worth of gas.
(, Thu 22 Jan 2009, 13:21, closed)
Yeah you'd think that
I actually WAS paying, but Scottish Power (I dont care if I name them) didnt amend my direct debit for 4 years.

So they then decide I have to pay 400 quid a month to rectify the problem and pay it off in a year or I go on a pre payment.

I have written to the ombudsman but I dont hold out much hope :(

NB: I got the pre payment metre and told em, screw you - it took four years to build up you can wait four years to get it back. AND im not paying interest.
(, Thu 22 Jan 2009, 21:21, closed)
perhaps a visit to the
Citizens Advice Beaureau ...

or just say "It was your balls up and I'm skint. I can only afford to pay it back at 10 quid a month".
(, Thu 22 Jan 2009, 13:40, closed)
In all fairness
to the incompetent fuckers, they have said that we don't have to pay them 2 grand for 3 years worth...they have been ever so kind and only charged me for last years, but even so, it means I am now paying an extra £80 a month on current gas and back pay for last year....

Oh well...it was nice while it lasted!
(, Thu 22 Jan 2009, 13:54, closed)
they are not being nice
It's their legal maximum claim against you:

www.legalbeagles.info/forums/showthread.php?t=1576

In a nutshell: you don't have to pay anything beyond 1 year of backdated payments if it's their fuckup.
(, Fri 23 Jan 2009, 5:55, closed)
8 years
I spent 8 years trying to pay for my gas. Every time, once the call-centre person had stopped laughing, they assured me they'd send someone round to read the meter and we'd come to a mutually agreed settlement for the past usage.

Nobody ever came.

I moved from that address 10 years ago. Not a peep out of them. Sorry about that.
(, Thu 22 Jan 2009, 14:37, closed)
My 2 cats actually prefer Morrisons own food
they won't touch Felix and Whiskars! Hurrah for povvo cats! :D
(, Thu 22 Jan 2009, 15:20, closed)
the same thing happend to us a while ago (nearly)
Our house got struck by lightning in 1998 and it somehow affected the meter for the electricity, meaning we put in say, a fiver, and it lasted weeks! Seriously this thing was a GOD!
But we phoned up and reported it and the leccy company said they would send someone round. Fast forward to 2008 and they finally came around to fix it, and said we owed them £4,000 to pay em back cause we didnt report them when we had, we told them and they looked up the records and they admitted it was their fault after a few legal threats. Why not do the same?
(, Thu 22 Jan 2009, 21:49, closed)

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