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This is a link post burger with crying compilation

(, Sat 10 Nov 2012, 1:02, , Reply)
This is a normal post It's funny because he doesn't have mental problems and he's pretending he does...
...which basically makes him a cunt.
(, Sat 10 Nov 2012, 1:06, , Reply)
This is a normal post i agree.
what a cunt. crying like that elicits reactions that are uncomical.
(, Sat 10 Nov 2012, 13:33, , Reply)
This is a normal post For his next trick he is going to accuse the old lonely man down the street of child rape
What a joker.
Watch as the police get involved and the old widower hangs himself.
(, Sat 10 Nov 2012, 14:32, , Reply)
This is a normal post While I agree, I'm also laughing...

(, Sat 10 Nov 2012, 22:23, , Reply)
This is a normal post Wot a twat.

(, Sat 10 Nov 2012, 9:18, , Reply)
This is a normal post Lars Von Trierish

(, Sat 10 Nov 2012, 9:54, , Reply)
This is a normal post Perfect commentary of sorry state of Everyman mind.
Unacceptable as a joke. Acceptable as performance?
(, Sat 10 Nov 2012, 22:22, , Reply)
This is a link post Jolene - Darcy Clay
Young fella from my home country. Also sings "Jesus I was evil."
(, Sat 10 Nov 2012, 0:43, , Reply)
This is a normal post happy candle day !
:D
(, Sat 10 Nov 2012, 0:54, , Reply)
This is a normal post Jakey!!! Happy Fifth!!!

(, Sat 10 Nov 2012, 1:04, , Reply)
This is a normal post He's got his films mixed up.
That's clearly the Batmobile
(, Sat 10 Nov 2012, 0:44, , Reply)
This is a normal post *geekgasms*

(, Sat 10 Nov 2012, 0:47, , Reply)
This is a normal post I so wanted
it to (remotely) fire up and drive over him in disgust at the tasteless mix of stuff he's doing to it. Leaving flaming rubber treadmarks, natch.
(, Sat 10 Nov 2012, 0:50, , Reply)
This is a normal post that would actually be well worth seeing.

(, Sat 10 Nov 2012, 0:54, , Reply)
This is a normal post haha
yeah, minus ten points for the blue chaser lights, too. red would have pulled it all together nicely.
(, Sat 10 Nov 2012, 0:57, , Reply)
This is a normal post It took all the special features and left him with the dregs :-(

(, Sat 10 Nov 2012, 0:59, , Reply)
This is a normal post
https://www.youtube.com/watch?v=O5vmHjJ7LYE&feature=relmfu
*Edit - Contains sweary words
(, Sat 10 Nov 2012, 1:00, , Reply)
This is a normal post wow.
i am not sure whether to laugh or cry at that.
haha. :)
(, Sat 10 Nov 2012, 1:14, , Reply)
This is a normal post Cannot believe i have'nt seen that before....
Powerful stuff. click
(, Sat 10 Nov 2012, 3:25, , Reply)
This is a normal post Definitely worth listening to.
It's says it all and it's right on the monkey. (see what I did there?)
*clicks like a loon*
(, Sat 10 Nov 2012, 9:48, , Reply)
This is a normal post They're not monkeys.
They're apes. FFS.
(, Sat 10 Nov 2012, 9:54, , Reply)
This is a normal post This deserves it's own thread
Or at least a proper link
(, Sat 10 Nov 2012, 17:12, , Reply)
This is a normal post It's ADHD in car form

(, Sat 10 Nov 2012, 10:46, , Reply)
This is a normal post Jesus.

(, Sat 10 Nov 2012, 10:57, , Reply)
This is a normal post yes my son
How can I help?
(, Sat 10 Nov 2012, 12:40, , Reply)
This is a normal post What a heap of shit.

(, Sat 10 Nov 2012, 13:18, , Reply)
This is a normal post He's defiled my childhood with that car
the National Trust should give me it and let me restore it to its back to the future beauty

and then ride around at 88mph, laughing like a maniac
(, Sat 10 Nov 2012, 14:48, , Reply)
This is a link post Alan Turing Monopoly special edition
exclamation mark exclamation mark
(, Sat 10 Nov 2012, 0:30, , Reply)
This is a normal post I do think
that it's bit rum having "JAIL" in the corner, considering.
(, Sat 10 Nov 2012, 0:37, , Reply)
This is a normal post Should clearly be
a 'no bumming' secure asylum with "better living through chemistry" Lucky Dip cards.
(, Sat 10 Nov 2012, 0:51, , Reply)
This is a normal post with a 'grow bitch tits after forced medication' chance card

(, Sat 10 Nov 2012, 14:36, , Reply)
This is a link post Andromeda, The Next Frontier.
That guy what did those Hangover Films wants to do the new Andromeda film, after Disney bought them and all that.

So does Wes Anderson:

www.youtube.com/watch?v=BN_Uwo4qQTM

I personally love that bit when that guy does that one thing and they're all in space and stuff...so good.
(, Sat 10 Nov 2012, 0:19, , Reply)
This is a normal post despite him being ginger i hate conan.
but your second link there made wine come out my nose. :) so thank you... i think.
(, Sat 10 Nov 2012, 0:38, , Reply)
This is a link post Battlestar Galactica: Blood & Chrome
Part one & two debut in 1080p here on youtube
(, Fri 9 Nov 2012, 23:52, , Reply)
This is a normal post oh fucking hell yes!

(, Sat 10 Nov 2012, 3:10, , Reply)
This is a normal post I AM SO BUYING THIS! HERES ALL MY MONEY TAKE IT!

(, Sat 10 Nov 2012, 3:28, , Reply)
This is a normal post
that's rather good, who made it?
(, Sat 10 Nov 2012, 3:39, , Reply)
This is a normal post
oh I see.
(, Sat 10 Nov 2012, 3:47, , Reply)
This is a normal post Hang on, forgive me if I've not seen enough of the TV series...
But Cylons were robots, then they were shapeshifting humanoid types, and now they're robots again?

WTF is going on?
(, Sat 10 Nov 2012, 9:31, , Reply)
This is a normal post I used to fuck my flatmate off by constantly asking "Is he a cylon?"
about everyone. And questions like yours.

He would throw forks, plates, CDs, Tux plushies... anything nearby at me
(, Sat 10 Nov 2012, 11:42, , Reply)
This is a normal post "Frakking"

(, Sat 10 Nov 2012, 12:49, , Reply)
This is a normal post They milked enough of this starwars ripoff?
That I totally loved in the 80s
(, Sat 10 Nov 2012, 14:43, , Reply)
This is a link post Indie Game Review: Puddle I made this!
A new physicsy game which I enjoyed a lot and seems to have some actual physicsy type stuff in it as well as the gameplay physics. PHYSICS!
(, Fri 9 Nov 2012, 23:03, , Reply)
This is a normal post hahah - *likes it* ye mackem :)

(, Fri 9 Nov 2012, 23:56, , Reply)
This is a normal post Lemons?

(, Sat 10 Nov 2012, 2:52, , Reply)
This is a normal post For half the video I thought he was saying lemons.
Then I heard the word "Lemmings".
(, Sat 10 Nov 2012, 11:26, , Reply)
This is a normal post I had that trouble too
But then, as a Southerner I've always had trouble understanding drunk Geordies.
(, Sat 10 Nov 2012, 12:20, , Reply)
This is a normal post I made sure I orated it proper
for your soft southern ears, at least once.
(, Sat 10 Nov 2012, 12:25, , Reply)
This is a normal post Ta, champ :)

(, Sat 10 Nov 2012, 14:01, , Reply)
This is a link post selection of new hip hop that evokes 90s hip hop
None of us are worthy of posting on the neogaf forums (games forum that is notoriously hard to get permission to post on), but for the hip hop heads, this thread gave me a few interesting leads on new stuff to listen to.
(, Fri 9 Nov 2012, 22:54, , Reply)
This is a normal post That's a fucking excellent thread
you just made a fucking excellent post.

you are fucking excellent.

thank you!
(, Sat 10 Nov 2012, 2:53, , Reply)
This is a link post Steven Wright on Dr Katz

(, Fri 9 Nov 2012, 22:46, , Reply)
This is a normal post I also have several coffees
before my first coffee.
(, Fri 9 Nov 2012, 22:57, , Reply)
This is a normal post lol I like that bit
and the 'they'd make something look like something else...I'm not good with analogies.'
(, Fri 9 Nov 2012, 23:06, , Reply)
This is a normal post i was always torn about this show.
i identified too much with Laura the receptionist and i hated it.
(, Fri 9 Nov 2012, 23:08, , Reply)
This is a normal post OK... it was funny...
www.youtube.com/watch?v=AFKw7ywbKqI
(, Fri 9 Nov 2012, 23:15, , Reply)
This is a normal post loved Dr Katz
totally had a crush on Laura too
(, Sat 10 Nov 2012, 10:22, , Reply)
This is a normal post fucking great TV show
If you were a fan of Jonathan Katz, give Explosion Bus a go www.youtube.com/playlist?list=PL6B560E98D871AD28
(, Sat 10 Nov 2012, 11:45, , Reply)
This is a link post KYLIE MINOGUE ASS

(, Fri 9 Nov 2012, 22:39, , Reply)
This is a normal post Fuck

(, Fri 9 Nov 2012, 22:41, , Reply)
This is a normal post FUUCK !

(, Fri 9 Nov 2012, 22:55, , Reply)
This is a normal post paper bag sales have just skyrocketed.

(, Fri 9 Nov 2012, 23:16, , Reply)
This is a normal post Trickiest wank I have attempted of a while but made it..
Pass the Kendal mint cake please
(, Fri 9 Nov 2012, 23:49, , Reply)
This is a normal post Alright. Incredible view etc,
But it can't just be me thinking that was a bit shit quality for an artwork right? The lighting, image quality, voice over quality... struck me as really amateurish. Odd.

But yeah, what a magnificent backside.
(, Fri 9 Nov 2012, 22:54, , Reply)
This is a normal post AAAAAAAAAAAAAAASSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSS
ASS....AAAAAAAAAAAAAAAAAAAAAAAAAAAaaaaaaaaasssssssssssssssss
(, Fri 9 Nov 2012, 22:56, , Reply)
This is a normal post B-b-b-b-but the quality... the quaAAAAAASSSSSSSSSS
AAAAAAAAAAAAAASSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSssssssssssssssssssssssssaaaaaaaaaaaaaaaaaaaaASSSSSSSSSSSSSSAAAAAAAAAAAASSSSSSSSSS
(, Fri 9 Nov 2012, 23:00, , Reply)
This is a normal post Kylie's mimsy NSFW
www.kineticnorth.com/TheGutter/KyliesMimsy/Default.aspx
(, Fri 9 Nov 2012, 22:56, , Reply)
This is a normal post CUUNT !
*should not drink b4 coming on here* :D
(, Fri 9 Nov 2012, 22:59, , Reply)
This is a normal post Hey now! We don't use words like that about Kylie's vag.

(, Fri 9 Nov 2012, 23:00, , Reply)
This is a normal post *ashames* ...
yes, you are totally correct.



BEEF CURTAAINS !!
(, Fri 9 Nov 2012, 23:03, , Reply)
This is a normal post VVVVVVVVAAAAAAAAAAAAAAAAAAAAAAAAAAAAAGGGGGGGGGGGGGGG
vvvvvvvvaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaag vag
(, Fri 9 Nov 2012, 23:04, , Reply)
This is a normal post Arse.
.
(, Fri 9 Nov 2012, 23:05, , Reply)
This is a normal post i was going to leave a witty retort but was distra...
...sorry, must be early onset of ASSheimer's... FECK!
(, Sat 10 Nov 2012, 0:07, , Reply)
This is a normal post wood!

(, Sat 10 Nov 2012, 0:26, , Reply)
This is a normal post Think on this a moment
The dress is obviously sculpted to fit -just-so-, so someone had to get exact measurements and possible put in a stitch or two, once on, to get it _just_ right.

Someone actually got paid to do that.
(, Sat 10 Nov 2012, 8:27, , Reply)
This is a normal post Excuse me a second I have to nip to the bathroom
For.... erm....
(, Sat 10 Nov 2012, 9:34, , Reply)
This is a link post Wow, they are really cutting cost of production.
"Unaged" whiskey. As in, raw rye (70%) spirit...
(, Fri 9 Nov 2012, 22:16, , Reply)
This is a normal post Friggin' crazy Yanks
"New and unique", except it's based on Prohibition-era rotgut which everyone was drinking. That's as bad as New Flavour Werther's Originals.
(, Sat 10 Nov 2012, 1:04, , Reply)
This is a normal post Moonshine is becoming a thing
There's a film out, and there's one or two independents producing it. Sooner or later a big brand like JD's had to jump on the bandwagon, and get easy publicity from a press-release repeater like the DM.

I have to confess I heard about this only because I have a subscription to www.whiskymag.com/ . My parents bought it for me, honest.
(, Sat 10 Nov 2012, 7:08, , Reply)
This is a normal post Yeah.
en.wikipedia.org/wiki/Siwucha_vodka

It's recently fashionable, however I wouldn't drink something
that oily...

Rye spirit aged in barrels-

en.wikipedia.org/wiki/Starka
(, Sat 10 Nov 2012, 11:13, , Reply)
This is a link post Fungus that creates Zombie ants is actually a Zombie fungus itself
Fascinating article about insects and fungus....
(, Fri 9 Nov 2012, 21:49, , Reply)
This is a normal post what would be the out come if this was thrush
or some similar yeast infection
zombie fannys?
or instead of athalete foot zombies foot
(, Fri 9 Nov 2012, 22:07, , Reply)
This is a normal post Try Kickstarter?
Id pledge money to see that.

Edit: and its me candle day! wooooooooooooo
(, Sat 10 Nov 2012, 0:38, , Reply)
This is a normal post err sir you seem to be on fire...
CANDLES!!!!! :D
(, Sat 10 Nov 2012, 0:41, , Reply)
This is a normal post Nature is wonderfully mental

(, Fri 9 Nov 2012, 22:32, , Reply)
This is a normal post God made it that way

(, Fri 9 Nov 2012, 22:47, , Reply)
This is a normal post OH!
i read this last night, and nearly posted it. fascinating article that made me wish i had continued my studies in biological science.
(instead i posted a terrible video of some guy cursing at his dyson)
(, Fri 9 Nov 2012, 22:37, , Reply)
This is a normal post HAHA!
excellent the first i knew... it was always a theory i had that female cat owners are mental. (proven by science!) haha.
the second. is really interesting which i have bookmarked for later... but right now, i am drinking, and preoccupied by the fruit flies i am fishing out of my wine glass. :P
(, Fri 9 Nov 2012, 22:49, , Reply)
This is a normal post Drink is the solution to infection?
I support this b3ta m3dical adic3.
(, Sat 10 Nov 2012, 1:43, , Reply)
This is a normal post
And remember kids, this is all God's glorious kingdom....Lovely cuddly caring God likes to have ZOMBIE PARASITES POSSESSING ANIMAL BRAINS! He also likes to have little fluffy rabbit torn limb from limb by dogs just so that they can continue to live, created fish that take residence in your penis, and allow kids to die of cancer.

Lovely God.
(, Fri 9 Nov 2012, 22:45, , Reply)
This is a normal post
he does have a fantastic sense of humour.
(, Fri 9 Nov 2012, 22:53, , Reply)
This is a normal post "We have advanced a great deal in understanding how the fungus controls ant behavior,"
This person is clearly working on a mind control ray/spore/doomsday machine
(, Sat 10 Nov 2012, 9:44, , Reply)
This is a link post John Waters urges supporting Roxie Cinema in SF NSFW
Possibly best ever fundraising video. John Waters urges supporting this movie theater as a venue for not only film, but also, on slow nights, a wank. NSFW language but not visuals.
(, Fri 9 Nov 2012, 21:41, , Reply)
This is a normal post Adore him
Me and tabs saw him being interviewed last year and it was a dream come true! Met him afterwards and got me book signed. One massive highlight of my life..
(, Fri 9 Nov 2012, 22:46, , Reply)
This is a normal post awesome

(, Fri 9 Nov 2012, 23:26, , Reply)
This is a normal post He lives near me.
Must've seen the fella wandering around Baltimore a couple of dozen times. To be honest, I don't really like his flix, but he's a nice bloke.
(, Fri 9 Nov 2012, 23:51, , Reply)
This is a normal post Doing Movember ... since the 70's :)

(, Fri 9 Nov 2012, 22:58, , Reply)
This is a link post For no other reason than I'm listening to his new album right now but thought I'd share this
Cab Calloway, Dj Yoda. Reefer Man.
(, Fri 9 Nov 2012, 21:18, , Reply)
This is a link post It looks like petrol is about 3p/litre in Venezuela.
Or have I got the maths wrong?
(, Fri 9 Nov 2012, 21:16, , Reply)
This is a normal post
you can see why the yanks keep trying to bring chavez down
(, Fri 9 Nov 2012, 21:22, , Reply)
This is a normal post I got 1.5p per litre
either way, I think we'll agree it's:
a) very cheap, and
b) probably still not worth the trip just to fill up
(, Fri 9 Nov 2012, 22:42, , Reply)
This is a normal post looks about right for venezuela.
i think since the 80's they keep it low for plastics production. (that and they have their own that they tax the crap out of on export)
(, Fri 9 Nov 2012, 23:34, , Reply)
This is a link post Goat versus Alex Jones in a shouting competition.
Not sure why I found this so funny, possibly because it makes Alex Jones look slghtly less demented than usual, or possibly because of wine.
(, Fri 9 Nov 2012, 21:01, , Reply)
This is a normal post Ugh. What an obnoxious, irritating creature.


And the Goat's pretty bad, too!

Wahey!
(, Fri 9 Nov 2012, 21:27, , Reply)
This is a normal post Badum
and indeed, tish.
(, Fri 9 Nov 2012, 21:33, , Reply)
This is a normal post he's changed a lot since walking in the air

(, Fri 9 Nov 2012, 21:40, , Reply)
This is a normal post I thought he was the cheese bloke from Blur

(, Fri 9 Nov 2012, 21:44, , Reply)
This is a normal post Ha!
Someone ought to make "Walking in the AAAAAAAHHHHHHHHH!"
(, Fri 9 Nov 2012, 21:45, , Reply)
This is a normal post ...
Both are shown here operating at the upper end of their intellectual capacities.
(, Fri 9 Nov 2012, 21:54, , Reply)
This is a normal post that is a horrible insult to the goat.
goats can do all sorts of things beyond bleating at nothing.
(, Fri 9 Nov 2012, 22:44, , Reply)
This is a normal post he's an obnoxious cunt, he can be hillariuous at times though, to his credit.

(, Fri 9 Nov 2012, 23:08, , Reply)
This is a normal post Alex Jones is awesome

(, Sat 10 Nov 2012, 0:16, , Reply)
This is a link post Dave Lombardo -- War Ensemble -- Big 4 Yankee Stadium
Epic drum cam footage.
(, Fri 9 Nov 2012, 20:57, , Reply)
This is a normal post It's not the first time
Dave have lost fashion sense... Monster cap? FFS!
(, Fri 9 Nov 2012, 21:03, , Reply)
This is a normal post i'd imagine he gets crates of the shit anytime he's seen wearing it on video or photo
i never actually tried that shit, i'm not big on energy drinks.
(, Fri 9 Nov 2012, 21:16, , Reply)
This is a normal post Yeah probably.
Bit like Heineken and Jägermeister for the rest of the band.

Oh wait... They are actually 'adult' drinks and not some
painfully marketed kid's gimmick (apart from that, I would
be embarrassed if seen drinking Heineken still).

(*For the record, I've tried Monster drinks and they are just
cheaply looking and cheaply tasting sugary concoctions.)

Kids and retards fall for them easily though.
No idea why.

Oh, and somehow, Dave really have a history of being painfully
too old for his outfit.

(, Fri 9 Nov 2012, 21:28, , Reply)
This is a normal post he's Dave Lombardo and he can wear whatever the fuck he likes

(, Sat 10 Nov 2012, 3:13, , Reply)
This is a normal post Seen the videos of Proscriptor's audition?
He absolutely kills it: youtu.be/Bd8YvaSaNqE
(, Fri 9 Nov 2012, 22:38, , Reply)
This is a normal post I see your Dave lombardo....
and raise you George Kollias...


www.youtube.com/watch?v=gXINemV8E_0
(, Fri 9 Nov 2012, 22:45, , Reply)
This is a normal post There are a lot of talented drummers playing along to classic metal on Youtube
which is great.

But this is a bloke going at his job properly. Keeping up with the bar he set himself in about 1986.

*doffs shit baseball cap and makes the sign of the snail*

\m/-_-\m/
(, Fri 9 Nov 2012, 22:48, , Reply)
This is a normal post i also love the late gar samuelson and igor cavalera
they're fucking awesome.
(, Fri 9 Nov 2012, 23:26, , Reply)
This is a normal post *click*
just damn impressive.
(, Fri 9 Nov 2012, 23:01, , Reply)
This is a normal post I watch this a lot
Shame he doesn't put his back into the Bostaph era stuff like he does his own.. there's a live video of Dittohead where he really phones it in. Either that or he can't play it, dunno

either way, Dave is still one of my drumming heroes
(, Sat 10 Nov 2012, 0:35, , Reply)
This is a normal post Also
check out the look on Gary Holt's face when he peeps round the corner

He looks - as my old granny would say - like a dog with 2 dicks. Clearly delighted to be there, and obviously also pleased to not have a flesh eating disease
(, Sat 10 Nov 2012, 23:53, , Reply)
This is a normal post Not my bag musically...
...but by christ he's good.
(, Mon 12 Nov 2012, 1:10, , Reply)
This is a link post Occupt Wall Street have had a good idea!
So they use donations to buy z-tranches of debt on the market at 1/20th of the full value and take a 100% loss on the investment. booom!
(, Fri 9 Nov 2012, 20:47, , Reply)
This is a normal post So basically,
they're going to give the banks even more money for the debts that the banks will never collect on anyway?
(, Fri 9 Nov 2012, 21:07, , Reply)
This is a normal post They have
Already collected on them.

They sell the bad debts to some fund manager types, they then pool these bad debts, sorted by type, demographic and risk. Once pooled these can go back into the market as bonds. These bonds have a whopping return, with little risk - since mean people will arrange full fat collections. Even a semi skimmed collection will still heap an enormous profit.

The banker doesn't lose anything by getting rid of the bad debt, it's good sense. But he makes a good return on trading on the bonds.

The value of these bonds is dependent of the evils of the debt collecting agencies, many people on here have dealt with the Moorcrofts of the world. They destroy people, families and futures.

I think this is a good idea, in principle, though I can't see how it will work - since debt will not likely be sold to a group who will make it's value worthless - several moles in the system could prove interesting for the markets, I suppose!

Edit: Also it isn't about the banks - it's about the shackles and control of debt. Debt is the single worst thing peddled by our democratic overlords.
(, Fri 9 Nov 2012, 21:21, , Reply)
This is a normal post "Debt is the single worst thing peddled by our democratic overlords."
Bunkum and hogwash. Debt is not a bad thing per se, without it I stood precisely zero chance of affording a flat on my own, and would still be paying rent in a flat share. Getting a mortgage has freed me from paying someone else for a roof over my head.
(, Fri 9 Nov 2012, 21:35, , Reply)
This is a normal post LOL
"Getting a mortgage has freed me from paying someone else for a roof over my head."
(, Fri 9 Nov 2012, 21:36, , Reply)
This is a normal post Err.
When I get to the end of the mortgage, I still have the roof. It's a fixed term arrangement that allows me to buy something I had no hope of affordin otherwise. Renting is open ended and I have nothing to show for it at the end. How can you possibly look at that as anything other than a good thing?

Or are you just too stuck in the "Banks are evil fascist pigdogs" mindset to think about it?
(, Fri 9 Nov 2012, 21:48, , Reply)
This is a normal post Mortgages

Are only a tiny aspect of the debt which is crippling many people - and luckily in the UK at least, they are pretty hard to collect on should the mortgage start to default; overdrafts, credit cards & store cards - more easily obtained *unsecured debts* are really what I was talking about.

Though an interesting fact about UK mortgages, unlike the majority of the rest of the world, is that your property, although acting as the security for your loan; does not free you from the debt of the mortgage should the value of your home not cover your mortgage debt. So if you owe 500K on your mortgage and the bank gets arsy because you are disabled following a car crash - the bank could auction your home for 300k and you would still be personally liable for the 200k + costs shortfall.

I am very pleased that you are happy with your mortgage, and I am sure you got very good rates, but in these times I am extremely surprised that it costs less to buy than to rent + save - especially as an individual. Unless you have interest only of course, in which case I hope you are saving anyway. House pricing are stagnant and there is currently not a great sign of them increasing in value too soon, so equity isn't your big thing there. Even with a full mortgage, you only pay the house value off in the latter 6 years or so, thanks to compound interest. maths removed.

I think mortgages after a hefty deposit, in a stable neighbourhood with a stable job and savings + plus a low maintenance house = win. I think renting with zero risk + saving / investing = win.

I think pushing credit cards, overdrafts, 100% mortgages, ancillary insurance + other costs on Joe Public to enable him to keep up with the jones' is a bad thing.

Renting does not have to be open ended and is certainly not 'nothing to show for it' - you have obviously never done it right, or looked at the maths. Mortgages are not an easy or safe way to get a house. Or are you just too stuck in the 'I must buy a house because that's what the banks told me to do' mindset to think about it ?

It's nice to have the choice and to be able to make an informed decision dependent on your own circumstances. It is not nice to live your life in fear of having everything you own taken away because you can't pay a 5k store card you got last year at Christmas because it came with free shampoo.

(, Fri 9 Nov 2012, 22:16, , Reply)
This is a normal post I think your Maths is a little wrong there
A 250k mortgage at 6% interest over 25 years will cost about 450k not 4.5 million!
(, Fri 9 Nov 2012, 22:22, , Reply)
This is a normal post Fair point :)
I was guestimating compound interest only for some reason.
(, Fri 9 Nov 2012, 22:31, , Reply)
This is a normal post Ok
What?
(, Fri 9 Nov 2012, 22:26, , Reply)
This is a normal post i am confused.
(nothing new there) but i think you are lumping too much together there.
the mortgage lending crisis that fucked over the global economy has nothing to do with the nature of mortgages themselves. the root of the entire thing was banks suddenly being willing to write unsafe bets, that inflated home prices due to all this money floating around and people who never should have been extended the amount in the first place default. it was a collapsing house of cards. (not sure about UK regs about disability and whatnot) but it works the same for me here... if i default on my mortgage, and the bank is forced to sell my place, if it goes at a loss, i am still responsible for that difference. as that is the money i borrowed. it only makes sense.
same thing, if i max out my credit cards buying flatscreen tvs and sounds systems... and ooops. cant afford it. that is still my fault. in the long run, owning a house is still a better bet (as long as it was within your budget in the first place) the market will come back, it will be slow, as it was so over inflated.
footnote here.. i am drinking, and you lost me, then i lost why i was writing this reply. i am just rambling, as work brain still may be on. off to look for something pointless to watch. :) all apolo9gies
(, Fri 9 Nov 2012, 23:58, , Reply)
This is a normal post Lack of financial "education" played a big part in this too.
It's frightening how naive and "entitled" so many people are when it comes to this subject. Not enough decent education about "money matters" in schools. The prize pillocks in this video are a case in point.
(, Sun 11 Nov 2012, 13:46, , Reply)
This is a normal post most definitely.

(, Sun 11 Nov 2012, 17:10, , Reply)
This is a normal post The banks/council/energy companies
sell debt to debt collectors for about 10-20p per pound as it is more expensive chasing than cutting your loses. they probably make 30p on each pound. It also means if the debt collectors are going to come round give them a call and offer them about half - they might accept
(, Fri 9 Nov 2012, 21:39, , Reply)
This is a normal post Stop buying so much stupid shit on your credit then.
FFS.
(, Fri 9 Nov 2012, 22:06, , Reply)
This is a normal post yea no one ever blames the twat who loaded up on 3 piece suits at the DFS sale.

(, Fri 9 Nov 2012, 23:23, , Reply)
This is a normal post Jacket, Trousers, and...

(, Sat 10 Nov 2012, 0:23, , Reply)
This is a normal post poufe

(, Sat 10 Nov 2012, 2:56, , Reply)
This is a normal post So, they need 50k to write off 1,000,000 worth of debt.. Sounds good.
*get credit card out*
(, Sat 10 Nov 2012, 0:18, , Reply)
This is a link post Neverending Playlist
Listen to stuff for free, without adverts. If you are too povvo to pay for posh Spotify like I am. Seems to have 'almost' everything I have searched for so far.
(, Fri 9 Nov 2012, 20:43, , Reply)
This is a normal post Youtube is pretty shite audio quality though
Especially if you turn the volume up. Just shell out £1.25 a week for Spotify!
(, Fri 9 Nov 2012, 20:48, , Reply)
This is a normal post I can buy 8 loaves of bread and some sardines from Aldi for that!
No, I know I should I just ain't got round to it. :D
(, Fri 9 Nov 2012, 20:53, , Reply)
This is a normal post "I can buy 8 loaves of bread and some sardines from Aldi for that!"
OH HAI BUDGET SCOUSE JESUS
(, Fri 9 Nov 2012, 21:05, , Reply)
This is a normal post I'm so not ginger
I heard you are though....a bit...
(, Fri 9 Nov 2012, 21:08, , Reply)
This is a normal post What?

(, Fri 9 Nov 2012, 21:53, , Reply)
This is a normal post Ginger editing bastard

(, Fri 9 Nov 2012, 22:40, , Reply)
This is a normal post 'povvo'?
What?
(, Fri 9 Nov 2012, 20:52, , Reply)
This is a normal post Stop pretending you don't speak Northern.

(, Fri 9 Nov 2012, 20:59, , Reply)
This is a normal post what was that?
All I heard was "whippet whippet whippet flat cap coal"
(, Fri 9 Nov 2012, 21:02, , Reply)
This is a normal post I know.
The riff-raff they let in here these days. Urgggh.
(, Fri 9 Nov 2012, 21:14, , Reply)
This is a normal post It stands for Pussy Offered Very Very Often
Up north if you give it up too regularly, they pay less each time. There are women in toxeth that are so "povvo" they'll suck you off for 2 barm cakes and a car jack.
(, Fri 9 Nov 2012, 22:07, , Reply)
This is a normal post Nice find,
it even works without flash.


* But doesn't have all youtube tracks indexed.
(, Fri 9 Nov 2012, 21:05, , Reply)

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